"CODE is always there to assist and guide us to the best financial solutions for our business."
Mike Munch, President
CODE Credit Union has the Business Accounts and Commercial Loans your business needs to operate efficiently, compete aggressively and grow. Churches and professional organizations also will benefit from our affordable services.
Keep funds liquid while earning a higher rate on larger balances.
Invest in high rate CODE Certificates with flexible terms ranging from 6 to 48 months.
Sure to benefit any business model, each of our 3 plans has its own impressive bundle of services. Earn interest with our Regular or Plus Checking Account.
|Service Fee Monthly
If balance less than minimum
|Free Combination Monthly Total||200||300||400|
|Checks Deposited + Checks Cleared||.20/ item over||.15/ item over||.10/ item over|
|ACH Credits + Debits||Free||Free||Free|
|Overdraft Protection - Automatic
from Savings and Business Money Mrkt
|24/7 On-line Banking||Free||Free||Free|
Making things happen for you is what we do. CODE works with you every step of the way from application to closing, finding the most competitive rates and terms available.
Key reasons Miami Valley businesses choose CODE Credit Union:
Review our options below then contact our experienced staff to put a customized lending package together for you.
Commercial Real Estate
Purchase, construction, refinance, expansion or renovation of owner occupied and investment Real Estate. Conventional and SBA financing offering fixed and variable rates.
Purchase or refinance of machinery, equipment or other capital assets; permanent working capital; business acquisition and debt consolidation. Fixed and variable rates available.
Revolving Line of Credit
Available for any general business purpose. Variable rate revolving facilities up to $1M. Access funds through your CODE business checking account.
CODE's Business Visa offers purchasing convenience and smart money management with NO ANNUAL FEE. These benefits are a must for your business.
Access 24/Online Banking
Free, secure, 24/7 access for account research, balance alerts, export capabilities. Specific access for Sub-Users also available.Learn More
Access 360 - Account Aggregation
Free, account aggregation tool allowing you 24/7 access to see all your finances in one place, even from other financial institutions.Learn More
Easily schedule payments and set-up recurring bills to be paid automatically.Learn More
Visa® Debit Cards
Fast and easy access to your CODE accounts. Just present your card, sign and be on your way.Learn More
Manage your money anytime, anywhere – from your mobile device. Check your account, transfer funds, pay bills and much more.Learn More
PAT Audio Response
PAT, is a 24/7easy way to be in touch with your CODE account by phone. You can check your account, verify transactions and transfer funds.Learn More
Increase sales, cash flow and customer satisfaction by accepting Visa, MasterCard, American Express, Discover, and other select credit and debit cards. CODE has partnered with Trans First Merchant Services to provide businesses with a complete merchant services program.
Learn more about Trans First Merchant Services and their 24/7 technical support, state-of-the art equipment and competitive pricing. Contact CODE for more information.
Enhance your employee package without affecting your bottom line by offering CODE Credit Union membership to your employees at no cost. With no minimum participation requirements, you can offer this low maintenance benefit to your employees of your business. Contact CODE for details.
For more information about this affordable employee benefit contact CODE.
www.daytonscore.org Counselors to America's small business.
www.sos.state.oh.us For business forms, including business registration forms.
www.eftps.gov For access to electronic funds transfer payment.
www.irs.gov For tax identification numbers.
www.odod.state.oh.us/sbdc For small business development centers in Ohio.
Protecting your business account is very important to CODE Credit Union. That is why we have measures in place to thwart cyber thieves. This includes the ability to set up sub-users on Access24 allowing only specific privileges when logging on to the business account. Online criminals however are using increasingly sophisticated techniques to commit fraud against business accounts.
A shared responsibility between CODE and your business is the most effective way to prevent corporate account takeover.Learn More about Corporate Account Takeover