Loans Banner

Home Loans

Just like there is no one-size-fits-all home, there isn’t a one-size-fits-all mortgage. There are many options that can be tailored to suit your individual situation. At CODE Credit Union, we are committed to helping you find the right mortgage so you can move toward the goal of owning a home with more peace of mind for as long as you own your home.

First Mortgages

Because purchasing a home is one of the most important decisions you will make, why not turn to someone you can trust for knowledgeable advice? Whether you are in the market for a new home or want to refinance for a lower rate on your existing mortgage, CODE's mortgage department can meet your lending needs.


CODE's Mortgage Loan Originators

  • 1st Time Home Buyers.
  • Home Improvement Loans.
  • Investment Properties.
  • And Much More

Call 937-222-8971 to speak with a mortgage professional

  • Learn home loan basics.
  • Shop rates.
  • Obtain a pre-approval.
  • Call 937-222-8971 to speak with a mortgage professional

Real Estate Center

Shop for your next home; learn the value of your current home and save hundreds if not thousands on every real estate transaction when you use our free, comprehensive real estate and home rebate program, Home Advantage®.

CLICK HERE to shop for a home, find a realtor and find out how to get a 20% rebate.

With CODE Credit Union and Home Advantage, you’ll get unrestricted access to all the tips, tools and data you need to make informed decisions plus you’ll get a rebate* – 20% of your agent’s commission – when you buy or sell using a Home Advantage Approved Agent.

Home Equity Loans and Lines of Credit

CODE has Home Equity Loans to suit every homeowner and every need. Use the power of your home's equity to consolidate high-rate bills, work on home improvements or for other major expenditures. Borrow up to 100% of your home's value, minus your first mortgage balance, for any reason.

Closed-end Home Equity Loans

Ideal for a one-time advance of cash. You can finance your loan, using the 90% borrowing figure, at either a fixed or variable rate. Convenient terms up to 15 years!

Home Equity Lines of Credit

Let this great variable rate loan provide you with extra cash when you need it most. Write yourself a loan anytime, for any reason, up to your credit limit, without reapplying*. There are no maintenance or withdrawal fees. Great for educational expenses, home improvement or debt consolidation.

*CODE'S Home equity credit lines have terms up to 60 months.

Equilink Visa

Enjoy the ease of accessing Home Equity Line of Credit funds with an Equilink Visa Card. Use your CODE Equilink Visa when shopping for home improvements or making major purchases. Your minimum monthly payment adjusts with your balance.

Quick Draw Loan

Designed for homebuyers with limited equity, this low fixed rate loan has terms up to 60 months. With just a title search and home value assessment, closing costs are kept to a minimum.