Home Equity

Spring is a great time to tap into the equity of your home!

There are so many great ways to get the most out of your home’s equity. Now is a great time to obtain a home equity loan or credit line, because there are NO CLOSING COSTS.*

The funds can be used to :

  • Pay college tuition
  • Remodel your kitchen, bathroom or any room in the house
  • Make improvements to landscaping
  • Pay for tree removal
  • Debt consolidation at a great, low rate and possible tax write off**
  • Purchase an auto or refinance your auto loan or consolidate several auto loans into one
  • Take a vacation and get away this spring/summer
  • Help with property tax bills
  • Or anything you’d like to use it for

Tap into the equity of your home today! View Rates.

* Home Equity Loans of $5,000 or more and closed by April 30, 2018 are eligible for no closing costs. If the loan is paid off within 180 days of opening date, closing costs will be assessed. ** Consult a tax advisor to see if the interest is tax deductible.


Welcome Home

Have you been dreaming of buying a house but have held back because you don’t have enough down payment funds? If this sounds like you, the Federal Home Loan Bank has a program that YOU need to know about. It’s called Welcome Home®.

Beginning March 1, 2018, funds can be reserved for the purpose of putting toward the down payment on a home. Up to $5,000 will be granted to members on a first come, first served basis. These funds can be used in conjunction with many types of mortgages including First Time Home Buyer and more. There are also other down payment assistance programs that can be combined with this grant from the Welcome Home® program. We would love to help as many CODE members as possible with this grant. You can contact Robert Hoppe at 937-222-8971 ext. 1120 or Sara Crago at 937-222-8971 ext. 1125 today to find out how to reserve your funds. Or email Robert or Sara.

Stop Checking

Open a Virtual Checking with select services* and receive all the services you want and more with none of the fees.

All the checking conveniences that you need with none of the fees! Plus, have a chance to WIN an iPhone 8 or an iPad Pro (winner’s choice).

A chance to WIN an iPhone 8 or iPadPro + all the convenient checking services you need = Happy Member!!

CODE has all these GREAT services to keep you in touch with your money

wherever you are ...

  • Access 24 Online Banking with Bill Pay
  • Visa® Debit Card for convenient access to your money
  • Mobile Banking**
  • eStatements are convenient and secure
  • Send money via text or email with Popmoney®
  • Online budgeting and more with Access 360

*Open a Virtual Checking account with select services and you will be automatically entered into a drawing to WIN an iPhone 8 or iPad Pro (winner’s choice). Select services include direct deposit, CODE Credit Union Visa debit card, Access 24 Online Banking, eStatements and Mobile Banking. Limited time offer. No purchase necessary. See full sweepstakes rules at

**Message and data rates apply.

Access the sweepstakes Rules

Whatever Loan

One loan with endless possibilities!

Is there something you WANT, NEED, or GOTTA HAVE? A Whatever Loan with CODE Credit Union could help you! The possibilities are endless with this fixed rate consolidation loan. For as little as $32 per month, and rates as low as 7.99% APR, what could a Whatever Loan do for you?*

Don’t delay another day! Stop in today at any of our locations to speak with a Financial Services Representative. Or APPLY NOW.

*$32 per month is based on a $1000 loan at 7.99% APR (Annual Percentage Rate) with a 24 month repayment period. Rates are subject to credit qualifications and subject to change without notice. Minimum loan amount is $1000.