First Home Mortgage Loans
Because purchasing a home is one of the most important decisions you will make , why not turn to someone you can trust for knowledgeable advice? Whether you are in the market for a new home or just want to refinance for a lower rate on your existing mort gage, CODE's mortgage department can meet your lending needs
- 1st Time Home Buyers
- Home Improvement Loans
- Investment Properties
- And Much More
CLICK HERE to get started with CODE’s online mortgage application portal. Learn home loan basics, shop rates,obtain a pre-approval or apply online
Call CODE at 937-222-8971 for complete mortgage information or e-mail us.
For a complete listing of CODE’s Mortgage officers, CLICK HERE.
CU Realty Rebate Program - Save Money. Save Time. Save the Hassle.
Shop for your next home; learn the value of your current home and save hundreds if not thousands on every real estate transaction when you use our free, comprehensive real estate and rebate program, CU Realty.
CODE Credit Union and CU Realty Services, provide access to all the tips, tools and data you needed to make informed decisions plus you will receive a rebate* - up to 20% of your agent's commission - when buying or selling using a CU Realty Approved Agent. Take a look at these average savings:
|Home Sale Price
||Rebate to Member*
* Program incentives/savings (Rebates) are awarded to buyers and sellers who select and use an Approved Agent in the CU Realty network. Please notify CU Realty which agent you select. Members are not eligible for any program incentives/savings if they select an agent outside the CU Realty network. Examples of rebate amounts shown here are based on 3% commission rate; your agent's commission rate may differ.
Need help finding your new home? Check out our new realty page. Search homes, find an agent and much more. Click HERE to start looking!
Selling a home? Looking for a new home? Check out our new realty page
Search homes, find an agent and much more.
CLICK HERE to register with the CU Realty rebate program and get started today!
Register with CU Realty
CODE has Home Equity Loans to suit every homeowner and every need. Use the power of your home's equity to consolidate high-rate bills, work on home improvements or for other major expenditures. Borrow up to 100% of your home's value, minus your first mortgage balance, for any reason. Call us and we'll help you decide which Home Equity program is right for you.
Home Equity Line of Credit - Let this great variable rate loan provide you with extra cash when you need it most. Once approved, for the next 60 months, write yourself a loan anytime, for any reason, up to your credit limit, without reapplying. There are no maintenance or withdrawal fees. Great for educational expenses.
Equilink Visa - Enjoy the ease of accessing Home Equity Line of Credit funds with an Equilink Visa Card. Use your CODE Equilink Visa when shopping for home improvements or making major purchases. Your minimum monthly payment adjusts with your balance.
Closed-End Equity Loan - Ideal for a one-time advance of cash. You can finance your loan, using the 90% borrowing figure, at either a fixed or variable rate. Convenient terms up to 15 years!
Quick Draw Loan - Designed for homebuyers with limited equity, this low fixed rate loan has terms up to 60 months. With just a title search and home value assessment, closing costs are kept to a minimum.