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girl looking at her phone with an astonished face and her hand in the air. Text displaying 0% offer on credit card balance transfers for 12 months with no balance transfer fee.

Did your holiday shopping spree leave your wallet feeling lighter? No worries! CODE Credit Union has your back.

Our VISA® Credit Cards come with low rates and an amazing 0% interest on balance transfers for 12 monthswith no balance transfer fee! That’s right! Unlike most credit card deals out there, we don’t charge a balance transfer fee. Transfer your balances you have elsewhere to a CODE Credit Union VISA between January 1, 2025 and February 28, 2025 and start 2025 with zero grief over holiday spending.

Plus, for a limited time, when you open a new CODE Simple Visa, our lowest rate card, in the month of January 2025, you can earn a $100 statement credit when completing qualifying transactions.^

Current CODE Visa credit card holders can transfer a balance easily through CODE Visa Online. Here’s how to get started:

1) Log into Access 24 Online Banking

2) Click on CODE Visa Online

3) Select “Balance Transfer” from the options menu

Or call us at (937) 222-8971 and a Member Services Representative can help you with the balance transfer.

Don’t have a CODE Visa credit card?  Apply online today! You have plenty of time, until February 28, 2025 to take advantage of this offer.

 

*o% offer applies to balances transferred between 1/1/25 and 2/28/25. Purchases and previous card balances are subject to the current interest rate of the respective card program. Offer does not apply to the refinancing of existing CODE Credit Union debt. For current rates, go to codecu.org/rates. Limited time offer. Subject to change without notice.

^ The $100 statement credit will be posted when 10 purchase transactions totaling at least $2,000 are made in the first 90 days after account opening. Subject to credit approval. Offer applies to all Simple Visa credit cards approved during the month of January 2025.

Spring flower breaking through the snow and a car

Warm Up Your Winter:  Skip Your Car Payment til Spring!

Why stress about a car payment during the cold, winter months?  Chill out, stay cozy, and forget about your car payment until the flowers start to bloom!

  • Enjoy no payment on a new or refinanced auto loan this winter*
  • Snag an awesome rate as low as 5.99% APR^

Whether you’re upgrading your ride or refinancing from another financial institution to get a lower rate, CODE has got you covered!

It’s easy to APPLY ONLINE, or give us a call at (937) 222-8971 to chat with a Financial Services Rep.

Your winter just got a whole lot warmer with no car payment!

 

*No payment until spring is available for new and used auto, RV, and boat loans of $10,000 or more, closed beginning January 1, 2025.  Interest will continue to accrue from the time the loan is disbursed.  The first payment will be 90 days from the closing date.  Offer excludes loans closed at dealerships, motorcycles, or refinancing of existing CODE Credit Union loans.  ^5.99% Annual Percentage Rate (APR) valid on new and used auto loans 2025 and newer, 63 month term, qualified credit, and pre-approval.

champagne glasses

Navigate to Financial Wellbeing with Credit Score!

Did you make a Financial New Year’s Resolution?  With Credit Score, powered by Savvy Money®, you can check your credit score for FREE and be on your way to discovering financial wellness.

Available through CODE’s online banking or in the mobile app, Credit Score can offer a complete overview of your current credit score, spending patterns, alerts for fraudulent activity, and resources to help you save money and build or maintain your credit.  You have the ability to access your credit score anytime, anywhere.  By knowing your credit score, you can make informed decisions to obtain the financial future you envision for yourself.

It’s so easy to keep track of your credit score with CODE!  Sign up today, or log in as an existing user, and you will be automatically entered into a drawing for your chance to WIN a $50 Visa® Gift Card!*

 

*Members will receive an entry into the drawing if they sign up for Credit Score during the month of January 2025.  Members will receive an entry into the drawing if they are an existing Credit Score user and log in at least one time during January 2025 to check their score.  Winner will be notified within the first two weeks of February 2025.