Celebrate 85 years with CODE Credit Union and get lucky this season!
There’s never been a better time to open a new checking account or apply for a loan at CODE. As part of our 85th anniversary celebration, when you open a qualifying account or loan, you’ll receive a scratch-off ticket for an instant prize!* Plus, you’ll be entered into our grand prize drawing for a chance to win a brand-new laptop valued at $500!
Here’s how you can receive a scratch-off ticket with a qualifying account or loan:
- Open a new checking account with debit card and recurring direct deposit of net pay1
- Open a Home Equity Loan or Line of Credit (NO CLOSING COSTS)2
- Open a Vehicle Loan – car, truck, motorcycle, boat, camper, or RV3
- Close a Mortgage or Mortgage Refinance with CODE’s Mortgage Guy Mike4
- Transfer a balance to a CODE Visa Credit Card5
- Open a new CODE Visa Credit Card and download the Visa Online mobile app6
Join us in celebrating 85 years of serving the Miami Valley and don’t miss your chance to scratch and win today!
1To receive a scratch off ticket, a new checking account must be opened during the promotion period with an issued debit card. Member must agree to direct deposit and accept the direct deposit letter and information. If member is selected as the grand prize winner, a recurring direct deposit (at least 2 deposits) of net pay or at least $500 must be verified in the account transaction history.
2To receive a scratch off ticket, a new Home Equity Loan of at least $10,000 must be closed, or a Home Equity Line of Credit opened with at least $5,000 advanced off the credit line.
3To receive a scratch off ticket, a new auto, truck, motorcycle, boat, camper, or RV loan of at least $5,000 must be closed. Refinances from other financial institutions can be included. No refinancing of existing CODE Credit Union loans. Loans closed at dealerships do not qualify.
4To receive a scratch off ticket, a mortgage or mortgage refinance must be closed with CODE’s Mortgage Services Representative Michael Jordan.
5To receive a scratch off ticket, transfer a credit card balance of at least $1,000 to a CODE Visa Credit Card.
6To receive a scratch off ticket, open a new CODE Visa Credit Card with at least a $1,000 credit line and also download the CODE Visa Online Mobile App.
*No purchase necessary. Full promotion details can be viewed here
Upgrade Your Checking Account and Get Rewarded! Unlock a world of features and cash back rewards with our enhanced checking account. Earn cash back on all your every day purchases. Cash Back Checking was designed to meet your lifestyle and exceed your expectations with benefits like these, just to name a few:
- Cash Back Rewards: Earn 2% cash back on every Visa debit transaction. 1
- Tap to Pay: Fast, secure payments with your Visa Debit Card.
- No ATM Fees: Withdraw your cash without worrying about fees.
- 24/7 Access: Manage your account anytime, anywhere with our Mobile Banking App.
- Send Money Easily: Use Zelle to send and receive money with friends and family.
- Credit Score Monitoring: Keep an eye on your credit score for free.
- No Monthly Fee: Enjoy no monthly fees when you enroll in eStatements and maintain a minimum balance of $1,000.2
Upgrade today. Click on the link below.
Open an account online in minutes.
1 If Cash Back Qualifications are met, earn 2% Cash Back up to $15 per month. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by CODE Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first business day of the month through the last day of the month. Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $750 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back may be earned per Monthly Qualification Cycle. When Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
2Paper statement charge of $5.00 will apply if not enrolled in eStatements. Average daily balance of $1,000 is required to avoid a $5 per month service fee.
Did your lucky streak fall a little short? No worries! CODE Credit Union has your back.
Have you heard about all the great benefits of a CODE Visa Credit Card?
- Rates as low as 10.50% APR1
- NO annual fee and NO balance transfer fee
- A variety of cards to choose from to fit your needs
- Rewards on a Platinum or Gold card2
- Mobile App for easy online account management
Our VISA® Credit Cards come with low rates and no balance transfer fees! That’s right—unlike most credit card deals out there, we don’t charge a balance transfer fee. Transfer your balances from other cards to a CODE Credit Union VISA and get a fresh start with more savings!
Current CODE Visa credit card holders can transfer a balance easily through CODE Visa Online. Here’s how to get started:
- Log into Access 24 Online Banking
- Click on CODE Visa Online
- Select “Balance Transfer” from the options menu
Or call us at (937) 222-8971, and a Member Services Representative can help you with the balance transfer.
Don’t have a CODE Visa credit card? Apply online today and let your luck lead you to big savings!
1Rates are subject to change without notice. Visit www.codecu.org/rates for current rate information. 2Earn 1 point for every $2 dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold Card. Earn 1 point for every $1 dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card. Visit CURewards for more information on rewards, travel, merchandise, and cash back. 3 *Purchases and previous card balances are subject to the current interest rate of the respective card program. Offer does not apply to the refinancing of existing CODE Credit Union debt. For current rates, go to codecu.org/rates. Limited time offer. Subject to change without notice.
Use the Value in Your Home to Strike It Lucky and Make Your Home’s Equity Work for You with NO CLOSING COSTS!
🍀 Embrace the Savings:
Rates as low as 7.49% APR with CODE Credit Union!*
Turn your home’s equity into your lucky charm and use it for:
🍀 Financial Wins:
- Prepare for the fall college semester
- Organize your finances and consolidate debt
- Make home improvements and renovations
- NO Closing Costs
🍀 Lucky Home Upgrades:
- Add a relaxing home spa
- Create your dream home office
- Remodel your kitchen, bathroom, or any room that could use a fresh start
🍀 Fortunate Uses:
- Pay for a child’s college tuition
- Fund a large purchase or investment
- Consolidate debt at a great, low rate and possible tax write-off^
With CODE’s easy online application portal, applying for a Home Equity Loan has never been simpler. Get approved and receive your funds while staying in the comfort of your home—no four-leaf clovers required!
Or Call (937) 222-8971 with questions
* 7.49% APR is based on current rates and credit qualifications and is subject to change without notice. ^Consult a tax advisor to see if the interest is tax deductible. *Home Equity Loans or Lines of Credit of $5,000 or more and closed by March 31, 2025 are eligible for no closing costs. If the loan is paid off within 180 days of opening date, closing costs will be assessed. 7.49% APR is based on current rates and credit qualifications and is subject to change without notice. ^Consult a tax advisor to see if the interest is tax deductible.
Strike it Lucky: Enjoy a Great Rate on Your Next Auto Loan!
Why pay more when you could be catching a lucky break? Take advantage of an incredible rate and save more with a new or refinanced auto loan!
Rates as low as 5.99% APR^
Whether you’re upgrading your ride or refinancing to lower your current rate, CODE is here to help you hit the jackpot!
It’s easy to APPLY ONLINE or give us a call at (937) 222-8971 to chat with a Financial Services Rep.
Make your next move a lucky one with a better rate and bigger savings!
*APR is based on current rates and credit qualification and is subject to change without notice.
You’ll be a happy camper with your new RV, boat, or maybe a four-wheeler! Whatever adventure is calling you, CODE can help you soak in the outdoors in style with a great rate on a recreational loan.
For a limited time, rates are as low as 6.99% APR* with an added benefit of NO PAYMENT FOR 60 DAYS! That’s right! You won’t have to make a payment until May 30, 2025.^ Act now before rates go up.
CODE’s Recreational Vehicle Loans feature:
- A special rate as low as 6.99% APR*
- Fast Approvals
- Finance up to 100%
- Terms up to 180 months
Apply Online at codecu.org or call (937) 222-8971 to speak with a Financial Services Representative.
*6.99% Annual Percentage Rate (APR) valid on new and used RV and boat loans 2024 and newer, 60 month term, qualified credit, and pre-approval. ^No payment for 60 days is available for new and used RV, camper and boat loans of at least $5,000 closed beginning March 1, 2025. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 60 days from the closing date or May 30, 2025, whichever comes first. Offer excludes motorcycles or refinancing of existing CODE Credit Union loans.
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