Learn to love your finances again with 5 great promotions in February at CODE.
- CASH BACK CHECKING PROMOTION
Love having extra money to spend with Cash Back Checking. Earn up to $15 per month while making all the purchases that you’re already making. Groceries, gas, whenever you swipe your debit card, you’ll get 2% cash back.*
- VISA BALANCE TRANSFER PROMOTION
You’ll love paying off debts faster with 0% interest for 12 months on Visa balance transfers. Plus, NO BALANCE TRANSFER FEE.*
- AUTO LOAN PROMOTION
Fall in love with a new car (or refinance an existing auto loan) and MAKE NO PAYMENTS ‘TIL SPRING.*
- HOME EQUITY -NO CLOSING COSTS
Turn your space into something you love with a Home Equity Loan or Home Equity Credit Line. Save a lot of money on both with our limited time offer of NO CLOSING COSTS.*
- LOVE YOUR CREDIT SCORE
Jump for joy and love your credit score with CODE’s FREE credit score monitoring available directly through online banking. Plus, have a chance to WIN a $50 gift card.*
Upgrade Your Checking Account and Get Rewarded! Unlock a world of features and cash back rewards with our enhanced checking account. Earn cash back on all your every day purchases. Cash Back Checking was designed to meet your lifestyle and exceed your expectations with benefits like these, just to name a few:
- Cash Back Rewards: Earn 2% cash back on every Visa debit transaction. 1
- Tap to Pay: Fast, secure payments with your Visa Debit Card.
- No ATM Fees: Withdraw your cash without worrying about fees.
- 24/7 Access: Manage your account anytime, anywhere with our Mobile Banking App.
- Send Money Easily: Use Zelle to send and receive money with friends and family.
- Credit Score Monitoring: Keep an eye on your credit score for free.
- No Monthly Fee: Enjoy no monthly fees when you enroll in eStatements and maintain a minimum balance of $1,000.2
Upgrade today. Click on the link below.
Open an account online in minutes.
1 If Cash Back Qualifications are met, earn 2% Cash Back up to $15 per month. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by the credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by CODE Credit Union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning on the first business day of the month through the last day of the month. Reward Information: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $750 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15.00 cash back may be earned per Monthly Qualification Cycle. When Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.
2Paper statement charge of $5.00 will apply if not enrolled in eStatements. Average daily balance of $1,000 is required to avoid a $5 per month service fee.
Did your holiday shopping spree leave your wallet feeling lighter? No worries! CODE Credit Union has your back.
Our VISA® Credit Cards come with low rates and an amazing 0% interest on balance transfers for 12 months—with no balance transfer fee! That’s right! Unlike most credit card deals out there, we don’t charge a balance transfer fee. Transfer your balances you have elsewhere to a CODE Credit Union VISA between January 1, 2025 and February 28, 2025 and start 2025 with zero grief over holiday spending.
Plus, for a limited time, when you open a new CODE Simple Visa, our lowest rate card, in the month of February 2025, you can earn a $100 statement credit when completing qualifying transactions.^
Current CODE Visa credit card holders can transfer a balance easily through CODE Visa Online. Here’s how to get started:
1) Log into Access 24 Online Banking
2) Click on CODE Visa Online
3) Select “Balance Transfer” from the options menu
Or call us at (937) 222-8971 and a Member Services Representative can help you with the balance transfer.
Don’t have a CODE Visa credit card? Apply online today! You have plenty of time, until February 28, 2025 to take advantage of this offer.
*o% offer applies to balances transferred between 1/1/25 and 2/28/25. Purchases and previous card balances are subject to the current interest rate of the respective card program. Offer does not apply to the refinancing of existing CODE Credit Union debt. For current rates, go to codecu.org/rates. Limited time offer. Subject to change without notice.
^ The $100 statement credit will be posted when 10 purchase transactions totaling at least $2,000 are made in the first 90 days after account opening. Subject to credit approval. Offer applies to all Simple Visa credit cards approved during the month of February 2025.
CODE is showing you some love this February with No Closing Costs on Home Equity Loans and Lines of Credit. Use the value in your home to your advantage and make your home’s equity work for you!
Embrace the Savings:
NO CLOSING COSTS and rates as low as 7.49% APR to make your heart skip a beat.*
Use your home’s equity to:
Prepare for the fall college semester Organize your finances and consolidate debt Make home improvements and renovations Romantic Renovations:
Add a cozy home spa
Create a charming home office
Remodel your kitchen, bathroom, or any room that needs a touch of love
Heartfelt Uses:
Pay for a child’s college tuition
Fund a large purchase
Consolidate debt at a great, low rate and possible tax write-off^
With CODE’s online application portal, applying for a Home Equity Loan has never been easier.
Get approved and receive funds while staying in the comfort of your home. Apply Online Now
Or Call (937) 222-8971 with questions.
*Home Equity Loans or Lines of Credit of $5,000 or more and closed by February 28, 2025 are eligible for no closing costs. If the loan is paid off within 180 days of opening date, closing costs will be assessed. 7.49% APR is based on current rates and credit qualifications and is subject to change without notice. ^Consult a tax advisor to see if the interest is tax deductible.
Warm Up Your Winter: Skip Your Car Payment til Spring!
Why stress about a car payment during the cold, winter months? Chill out, stay cozy, and forget about your car payment until the flowers start to bloom!
- Enjoy no payment on a new or refinanced auto loan this winter*
- Snag an awesome rate as low as 5.99% APR^
Whether you’re upgrading your ride or refinancing from another financial institution to get a lower rate, CODE has got you covered!
It’s easy to APPLY ONLINE, or give us a call at (937) 222-8971 to chat with a Financial Services Rep.
Your winter just got a whole lot warmer with no car payment!
*No payment until spring is available for new and used auto, RV, and boat loans of $10,000 or more, closed beginning January 1, 2025. Interest will continue to accrue from the time the loan is disbursed. The first payment will be 90 days from the closing date. Offer excludes loans closed at dealerships, motorcycles, or refinancing of existing CODE Credit Union loans. ^5.99% Annual Percentage Rate (APR) valid on new and used auto loans 2025 and newer, 63 month term, qualified credit, and pre-approval.
You can jump for joy and love your credit score this year with our online Credit Score tool, powered by Savvy Money®. Check your credit score for FREE and be on your way to discovering financial wellness.
Available through CODE’s online banking or in the mobile app, Credit Score can offer a complete overview of your current credit score, spending patterns, alerts for fraudulent activity, and resources to help you save money and build or maintain your credit. You have the ability to access your credit score anytime, anywhere. By knowing your credit score, you can make informed decisions to obtain the financial future you envision for yourself.
It’s so easy to keep track of your credit score with CODE! Sign up today, or log in as an existing user, and you will be automatically entered into a drawing for your chance to WIN a $50 Visa® Gift Card!*
*Members will receive an entry into the drawing if they sign up for Credit Score during the month of February 2025. Members will receive an entry into the drawing if they are an existing Credit Score user and log in at least one time during February 2025 to check their score. Winner will be notified within the first two weeks of March 2025.
Have you been dreaming of buying a house, but you need funds for a down payment? Ask our mortgage guy, Mike, how to receive up to $20,000 in grant funds!
Introducing the Welcome Home Program at CODE Credit Union! As a member of the FHLB Cincinnati, CODE Credit Union can offer Welcome Home grants worth up to $20,000 for homebuyers. Funds must be applied toward the buyer’s down payment and closing costs.
Beginning March 3, 2025, funds can be reserved to members on a first come, first served basis. These funds can be used in conjunction with many types of mortgages including First Time Home Buyer and more. There are also other down payment assistance programs that can be combined with this grant from the Welcome Home Program.
We would love to help as many CODE members as possible with this grant, so call Mike Jordan, Mortgage Services Representative, at (937) 222-8971 ext. 1120 today to find out how to reserve your funds, or email Mike at mjordan@codecu.org.
Mike Jordan
NMLS #1827994
Mortgage Services Representative
(937) 222-8971 ext. 1120