The holidays are just around the corner. Focus on the magic and wonder without worrying about finances, thanks to all the great benefits of a CODE Visa Credit Card, including:
- Rates as low as 10.75% APR¹
- NO annual fee and NO balance transfer fee
- A variety of cards to choose from to fit your needs
- Rewards on a Platinum or Gold card²
- Mobile app for easy online account management
- Divide large, qualifying purchases over monthly installments at a lowered interest rate with CODE’s new Buy Now Pay Later option
PLUS, going on now, when you open a new CODE Simple Visa, our lowest rate card, in the month of December, you can earn a $100 statement credit when completing qualifying transactions.3
AND, coming up in January and February of 2025, transfer a balance from another credit card and receive 0% for 12 months!! With no balance transfer fee.⁴
So many great reasons to APPLY TODAY for a CODE Visa Credit Card. It is so easy to apply online right from your desktop or mobile device or give us a call at (937) 222-8971.
¹ Rates are subject to change without notice. Visit www.codecu.org/rates for current rate information.
² Earn 1 point for every $2 charged on eligible net purchases made with your CODE Credit Union Visa Gold Card. Earn 1 point for every $1 charged on eligible net purchases made with your CODE Credit Union Visa Platinum Card. Visit CURewards for more information on rewards, travel, merchandise, and cash back.
3 The $100 statement credit will be posted when 10 purchase transactions totaling at least $2,000 are made in the first 90 days after account opening. Subject to credit approval. Offer applies to all Simple Visa credit cards approved during the month of December 2024.
⁴ The 0% offer applies to balances transferred between 1/1/25 and 2/28/25. Purchases and previous card balances are subject to the current interest rate of the respective card program. Offer does not apply to the refinancing of existing CODE Credit Union debt. For current rates, go to www.codecu.org/rates. Limited time offer. Subject to change without notice.
With CODE’s Platinum or Gold Visa® credit card, you can earn valuable reward points while preparing for and enjoying your holidays. And, during the months of November and December, you can earn DOUBLE POINTS.*
Earn points redeemable for CASH BACK, travel, gift cards, merchandise and more!
Open a Visa credit card or apply for a credit line increase for your existing CODE Visa credit card today.
Apply Now for a rewards Visa credit card!
Learn more about CODE’s Visa Credit Cards
*Earn two (2) points for every two ($2) dollars charged on eligible net purchases made with your CODE Credit Union Visa Gold card. Earn two (2) points for every one ($1) dollar charged on eligible net purchases made with your CODE Credit Union Visa Platinum card. Visit CURewards for more information on redeeming reward points.
| As a CODE Credit Union credit cardholder, you now have the power to divide large, qualifying purchases over monthly installment payments at a lowered interest rate.* Whether doing your holiday shopping online or in person, try the new Buy Now Pay Later option called Installment Payments.
Buy now, select your purchase, select your monthly installment plan, and pay back your purchases on your terms! Take control of your repayment options! Here’s How: Step 1: Download the CODE Visa Online Mobile App Step 2: Make qualifying purchases at your favorite retailer Step 3: Choose your installment plan in the mobile app Step 4: Pay back your purchase on your terms Not a CODE Visa credit card holder yet? Apply now and receive a fast approval. CODE has a variety of credit cards designed to suit your needs whether you’re looking for a card with rewards or just a great low rate with no frills. CODE Visa® Online or The CODE Visa Mobile App are required to use Installment Payments. CODE Credit Union may change APRs, fees and other account terms in the future based on your experience with CODE Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law. Account must be open and in good standing to earn and redeem rewards and benefits. Please refer to Frequently Asked Questions at www.codecu.org for more information. *Purchase must be greater than $100 from qualifying merchants. Installment payment available for six (6), twelve (12) and eighteen (18) month terms, split evenly over term, depending on qualifications. Interest rate will be provided via the CODE Visa Online Mobile App and will be contingent on qualifying purchase. |
Celebrate the Season with CODE! Open a checking account with select services in November or December, and we’ll deposit up to $200 into your Christmas Club.* It’s the perfect way to start building your Christmas fund for next year.
CODE’s new Checking accounts have all of the digital tools you need to stay connected to your finances, and you can open your account completely online in minutes. See for yourself how easy it is. There are 3 different checking accounts designed with YOU in mind:
SMART SAVER CHECKING – featuring Debit Round Up and Overdraft Forgiveness
Saving money isn’t always easy. With CODE’s Smart Saver Checking account, you can save automatically while you use your debit card for everyday purchases. Growing your savings account will become effortless with CODE’s Debit Round Up.1
In addition to Debit Round Up, eligible members will receive Overdraft Forgiveness up to $35. CODE has you covered if you run a little short. Overdrafts will be paid up to $35 with no overdraft fee.2
Open your Smart Saver Checking now!
CASH BACK CHECKING- Featuring cash back on debit purchases and no ATM fees
Earning CASH BACK is a great feeling! With CODE’s Cash Back Checking account, you can earn 2% CASH BACK up to $15 just for using your debit card for everyday purchases. Put your debit card to work and receive cash back for things you buy everyday!3
In addition to cash back, you’ll have easy access to your money at any ATM that’s convenient for you. With a Cash Back Checking account, ATM fees are always waived.
Open your Cash Back Checking now!
PREMIER CHECKING – Featuring easy access and a great interest rate.
Premier Checking was designed for those who have extra funds to keep in their account and want to earn a premium interest rate while also maintaining easy access. Premier Checking includes great online and mobile features to keep you connected to your money 24/7.
Open your Premier Checking now.
Take advantage of these cost saving benefits including up to a $200 Bonus and get ahead this holiday season with CODE.
1A Smart Saver Share account is required to participate in the debit round up feature.
2Smart Saver account holders who are enrolled in Overdraft Privilege are eligible to have overdraft forgiveness up to $35 without being charged an overdraft fee. This means that if your Smart Saver Checking account available balance is overdrawn by $35 or less at the time of posting, your item(s) will be paid and you will not be charged an overdraft fee for those transactions. If the balance is overdrawn by $35.01 or more, standard fees and procedures apply.
3If Cash Back Qualifications are met, earn 2% cash back up to $15 per month. See account agreement for full listing of Cash Back Qualifications.
* To qualify for a $100 deposit into the members Christmas Club account, a checking account must be opened with enrollment in estatements, Visa Debit card, online and/or mobile banking and the completion of 10 Visa debit transactions in the first 30 days of account opening. The $100 deposit will be made upon verification of these requirements. In order to earn an additional $100 deposit into the Christmas Club, members must have direct deposit of net pay into the checking account. This additional $100 deposit will be made upon verification of the direct deposit.
Don’t worry about being ready for Christmas.
Enjoy a more relaxing holiday with a Christmas Club account at CODE! If you have a Christmas Club account, you were probably excited to receive the funds in time for the holidays. If you don’t have a Christmas Club account yet, NOW IS A GREAT TIME TO OPEN ONE so you’ll be ready for next year! If you deposit just $20 per pay, it adds up to around $500. Wouldn’t that be AMAZING to have for all of your holiday shopping needs?
A Christmas Club account can also be used to save for taxes or other year end expenses. It’s easy to open an account and start saving today. Open an account directly through Online Banking. On the desktop version, log in and click on “ACCOUNTS” and “Apply for an account or loan” on the right-hand side. On your mobile device, go to “ACCOUNTS” and scroll to the bottom and click on “Add an account.”
Find more information on Christmas Club accounts here.
Open a Christmas Club in the month of November or December and you’ll be entered to WIN a $100 credit into your Christmas Club to help you start saving for next year!*
*Anyone who opens a Christmas Club account between 11/1/24 and 12/31/24 will automatically be entered into a drawing to WIN one (1) of two (2) $100 credits to their Christmas Club. No purchase necessary.
CODE’s Health Savings Accounts (HSAs) are a convenient way to save for current or future medical expenses. Available to those with High Deductible Health Plans (HDHP), HSAs are an extra safety net into which you and your employer can make contributions. Payroll deduction contributions are pre-taxed. Dividends earned are tax-free. Funds can be used for many types of medical expenses. Learn More.
With an HSA from CODE, you receive:
- a .50% APY dividend rate^
- CODE Visa® HSA Debit Card
- ATM access for cash withdrawals
- FREE Online and Mobile Banking
- PAT – Personal Audio Teller – call anytime, 24/7
- e-Statements to review your monthly HSA activity
- Conveniently open your account online with our easy online application
- Access to certified Health Savings Professionals on staff at CODE to help with your questions or concerns
GOING ON NOW … open a Health Savings Account during the remainder of 2024 and have a chance to WIN a $100 Visa® Gift Card!*
*All Health Savings Accounts opened between 9/1/24 and 12/31/24 will automatically be entered into a drawing for a $100 Visa gift card. The winner will be notified within the first two weeks of January 2025. ^Rates are subject to change without notice.